{"id":8447,"date":"2021-09-07T08:00:00","date_gmt":"2021-09-07T00:00:00","guid":{"rendered":"https:\/\/\/?p=8447"},"modified":"2022-06-16T12:43:12","modified_gmt":"2022-06-16T04:43:12","slug":"0card","status":"publish","type":"post","link":"https:\/\/\/0card\/","title":{"rendered":"\u9280\u89d2\u96f6\u5361\u4f7f\u7528\u5fc3\u5f97\uff08\u539f\u4e2d\u79df\u96f6\u5361\uff09\uff1a\u5148\u8cb7\u5f8c\u4ed8BNPL\uff0c\u6700\u65b0\u652f\u4ed8\u65b9\u5f0f"},"content":{"rendered":"Reading Time: <\/span> \u5c11\u65bc 1<\/span> minute<\/span><\/span>\n

20220616\u66f4\u65b0\uff1a\u76ee\u524d\u4e2d\u79df\u96f6\u5361\u6539\u540d\u70ba\u300c\u9280\u89d2\u96f6\u5361\u300d
<\/strong>
\u54c7\uff01\u53c8\u597d\u4e45\u6c92\u5beb\u6587\u7ae0\u4e86\uff5e\u9019\u6b21\u8981\u5206\u4eab\u7684\u662f\u5168\u7403\u6700\u65b0\u7684\u652f\u4ed8\u65b9\u5f0f\u300c\u5148\u8cb7\u5f8c\u4ed8 – BNPL\u300d\uff08Buy now, pay later\uff09

\u5728\u53f0\u7063\u771f\u7684\u6bd4\u8f03\u5c11\u807d\u898b\u9019\u500b\u540d\u8a5e\uff0c\u4f46\u662f\u5728\u6b50\u7f8e\u5df2\u7d93\u6709\u5f88\u591a\u76f8\u95dc\u7684\u670d\u52d9\uff0c\u4f8b\u5982\uff1a\u6fb3\u6d32 Afterpay\u3001\u745e\u5178 Klarna\uff0c\u90fd\u5df2\u7d93\u662f\u77e5\u540d\u7684\u7368\u89d2\u7378\u54c1\u724c\u3002

\u5176\u5be6 BNPL \u7684\u6982\u5ff5\u975e\u5e38\u7684\u7c21\u55ae\uff1a\u7531\u7b2c\u4e09\u65b9\u91d1\u6d41\u670d\u52d9\u516c\u53f8\uff0c\u5148\u5e6b\u6d88\u8cbb\u8005\u4ed8\u9322\u7d66\u5e97\u5bb6\uff0c\u6d88\u8cbb\u8005\u518d\u4ed8\u9322\u7d66\u7b2c\u4e09\u65b9\uff1b\u6d88\u8cbb\u8005\u9084\u53ef\u4ee5\u5148\u62ff\u5230\u7522\u54c1\uff0c\u518d\u7528\u5206\u671f\u652f\u4ed8\u6216\u5f8c\u652f\u4ed8\u7b49\u4ed8\u6b3e\u65b9\u5f0f\u548c\u300c\u5e97\u5bb6\u300d\u53ca\u300c\u91d1\u6d41\u670d\u52d9\u516c\u53f8\u300d\u9032\u884c\u4e09\u65b9\u4ea4\u6613\u3002

\u800c\u53f0\u7063\u6700\u5927\u7684 BNPL \u670d\u52d9\u516c\u53f8\u5c31\u662f\uff0c\u53f0\u7063\u4e0a\u5e02\u516c\u53f8\u4e2d\u79df\u65d7\u4e0b\u7684\u54c1\u724c\u300c\u9280\u89d2\u96f6\u5361\u300d\u3002\u6700\u8fd1\u80a1\u764c\u7684 Podcast \u4e5f\u6709\u63d0\u5230\u9280\u89d2\u96f6\u5361\u3001\u59ae\u5a1c\u8eab\u908a\u6709\u670b\u53cb\u9678\u7e8c\u5728\u4f7f\u7528\u9280\u89d2\u96f6\u5361\u7684\u670d\u52d9\u3002

\u9019\u7bc7\u6587\u7ae0\u9664\u4e86\u4ecb\u7d39\u9280\u89d2\u96f6\u5361\u5916\uff0c\u9084\u60f3\u8ddf\u5927\u5bb6\u804a\u804a\u6211\u5c0d\u5206\u671f\u6d88\u8cbb\u7684\u770b\u6cd5\uff0c\u4ee5\u53ca\u6ce8\u610f\u4e8b\u9805\u3002

\u90a3\u6211\u5011\u5c31\u958b\u59cb\u5427\uff01<\/p>\n\n\n\n

\n
iOS \u4e0b\u8f09\u9280\u89d2\u96f6\u5361APP<\/a><\/div>\n\n\n\n
Android \u4e0b\u8f09\u9280\u89d2\u96f6\u5361APP<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n

\u4e00\u3001\u6211\u7684\u5206\u671f\u6d88\u8cbb\u7d93\u9a57\u8207\u89c0\u9ede<\/h2>\n\n\n\n

\u6211\u662f\u975e\u5e38\u559c\u6b61\u5206\u671f\u6d88\u8cbb\u7684\u4eba\uff0c\u5c24\u5176\u5728\u8cb7\u4e0a\u842c\u584a\u7684\u7522\u54c1\u6642\uff0c\u66f4\u50be\u5411\u4f7f\u7528\u5206\u671f\u4ed8\u6b3e\u7684\u65b9\u5f0f\uff0c\u6700\u8fd1\u4e00\u6b21\u5206\u671f\u4ed8\u6b3e\uff0c\u597d\u50cf\u662f\u63db\u5bb6\u88e1\u7684\u51b7\u6c23\uff0c\u52066\u671f\u5de6\u53f3\u3002\uff08\u4e4b\u524d\u624b\u6a5f\u3001\u96fb\u8166\u4e5f\u90fd\u662f\u520612\u671f\uff09

\u6709\u4e9b\u4eba\u4e0d\u559c\u6b61\u5206\u671f\u4ed8\u6b3e\uff0c\u662f\u56e0\u70ba\u6709\u7a2e\u8ca0\u50b5\u7684\u611f\u89ba\uff0c\u4ee5\u524d\u6211\u4e5f\u6703\u6709\u9019\u7a2e\u611f\u89ba\uff1b\u81ea\u5f9e\u6211\u5c0d\u91d1\u9322\u7684\u638c\u63e1\u5ea6\u8d8a\u4f86\u8d8a\u597d\uff0c\u4e5f\u5f88\u80fd\u63a7\u5236\u6d88\u8cbb\u6b32\u671b\u5f8c\uff0c\u5c0d\u6211\u4f86\u8aaa\uff0c\u5206\u671f\u4ed8\u6b3e\u4e0d\u518d\u662f\u8ca0\u50b5\uff0c\u800c\u662f\u4e00\u7a2e\u300c\u8cc7\u91d1\u7684\u5206\u914d\u300d

\u600e\u9ebc\u8aaa\u5462\uff1f

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\u4eba\u5176\u5be6\u5f88\u5bb9\u6613\u5fd8\u8a18\u75db\u82e6\uff08\u6211\u81ea\u5df1\u662f\u9019\u6a23\u5566\uff01\uff09\u82b1\u9322\u7576\u4e0b\u6216\u8a31\u6703\u89ba\u5f97\u6709\u9ede\u5fc3\u75db\uff0c\u4f46\u4e0b\u500b\u6708\u6211\u5011\u5c31\u6703\u5fd8\u8a18\u90a3\u7a2e\u75db\u82e6\u7684\u611f\u89ba\uff0c\u65bc\u662f\u7e7c\u7e8c\u540c\u6a23\u7684\u6d88\u8cbb\u884c\u70ba\u3002

\u5c0d\u6211\u4f86\u8aaa\uff0c\u5206\u671f\u4ed8\u6b3e\u662f\u5728\u63d0\u9192\u6211\u300c\u4e0d\u8981\u5fd8\u8a18\u4f60\u6709\u82b1\u4e86\u4e00\u5927\u7b46\u9322\uff0c\u8a18\u5f97\u6bcf\u500b\u6708\u90fd\u8981\u63a7\u5236\u652f\u51fa\uff01\u300d

\u4e0d\u904e\uff0c\u4e5f\u4e0d\u662f\u4efb\u4f55\u6771\u897f\u90fd\u9069\u5408\u5206\u671f\u4ed8\u6b3e\uff0c\u5728\u5206\u671f\u4ed8\u6b3e\u524d\uff0c\u6211\u6703\u601d\u8003\u5169\u4ef6\u4e8b\u3002<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u4e8c\u3001\u4ec0\u9ebc\u6771\u897f\u9069\u5408\u5206\u671f\u4ed8\u6b3e\uff1f\u5206\u671f\u4ed8\u6b3e\u524d\u601d\u80032\u4ef6\u4e8b<\/h2>\n\n\n\n

\u5728\u6c7a\u5b9a\u5206\u671f\u4ed8\u6b3e\u524d\uff0c\u6211\u6703\u5148\u554f\u554f\u81ea\u5df1\u4ee5\u4e0b2\u500b\u554f\u984c\uff1a<\/p>\n\n\n\n

1.\u9019\u500b\u6771\u897f\u662f\u5fc5\u8981\u652f\u51fa\u55ce\uff1f<\/h3>\n\n\n\n

\u5fc5\u8981\u652f\u51fa\u50cf\u662f\uff0c\u5e73\u5e38\u5728\u5de5\u4f5c\u7528\u7684\u7b46\u96fb\u58de\u4e86\u3001\u8d8a\u4f86\u8d8a\u8dd1\u4e0d\u52d5\uff0c\u9019\u6642\u53ef\u80fd\u5c31\u8981\u8cb7\u65b0\u7b46\u96fb\uff0c\u5426\u5247\u6703\u5f71\u97ff\u5de5\u4f5c\u6548\u7387\uff0c\u751a\u81f3\u662f\u6536\u5165\uff1b\u975e\u5fc5\u8981\u652f\u51fa\u50cf\u662f\uff0c\u5f88\u60f3\u8981\u4e00\u53f0\u904a\u6232\u6a5f\uff0c\u611f\u89ba\u5f88\u597d\u73a9\uff0c\u4f46\u5176\u5be6\u5c31\u7b97\u6c92\u6709\u904a\u6232\u6a5f\uff0c\u751f\u6d3b\u9084\u662f\u80fd\u904e\u5f97\u597d\u597d\u7684\u3002

\u82e5\u662f\u975e\u5fc5\u8981\u652f\u51fa\uff0c\u6211\u5c31\u4e0d\u6703\u4f7f\u7528\u5206\u671f\u4ed8\u6b3e\uff0c\u56e0\u70ba\u9019\u500b\u6771\u897f\u5176\u5be6\u662f\u300c\u60f3\u8981\u300d\u800c\u975e\u300c\u9700\u8981\u300d\u3002<\/p>\n\n\n\n

2.\u5982\u679c\u4e0d\u5206\u671f\u4ed8\u6b3e\uff0c\u6211\u8cb7\u5f97\u8d77\u55ce\uff1f<\/h3>\n\n\n\n

\u6211\u4e0d\u6703\u56e0\u70ba\u5b58\u6b3e\u4e0d\u8db3\uff0c\u800c\u900f\u904e\u5206\u671f\u7684\u65b9\u5f0f\u8cb7\u6771\u897f\uff0c\u56e0\u70ba\u9019\u6a23\u98a8\u96aa\u771f\u7684\u592a\u9ad8\u4e86\u3002\u5fc5\u9808\u5206\u671f\u624d\u8cb7\u5f97\u8d77\u7684\u6771\u897f\uff0c\u8868\u793a\u8d85\u904e\u81ea\u5df1\u7684\u80fd\u529b\u7bc4\u570d\uff0c\u5c31\u662f\u8ca0\u50b5\u4e86\uff01\uff08\u7576\u7136\u623f\u8cb8\u4e0d\u5728\u6d88\u8cbb\u5206\u671f\u7684\u7bc4\u570d\u88e1XD\uff09

\u4e86\u89e3\u4f7f\u7528\u5206\u671f\u4ed8\u6b3e\u7684\u89c0\u5ff5\u5f8c\uff0c\u8b93\u6211\u4f86\u8a73\u7d30\u5206\u4eab\u4e00\u4e0b\uff0c\u9280\u89d2\u96f6\u5361\u6709\u4ec0\u9ebc\u7279\u8272\u3001\u9019\u9805\u670d\u52d9\u9069\u5408\u54ea\u4e9b\u4eba\u3002<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u4e09\u3001\u9280\u89d2\u96f6\u5361\u5206\u671f\u4ecb\u7d39<\/h2>\n\n\n\n

\u9280\u89d2\u96f6\u5361\u662f\u53f0\u7063\u9996\u5275\u514d\u7d81\u5361\u3001\u514d\u5132\u503c\u7684\u5f8c\u652f\u4ed8\u6d88\u8cbb\uff0c\u4ed8\u6b3e\u3001\u7e73\u8cbb\u90fd\u53ef\u4ee5\u900f\u904e\u624b\u6a5fAPP\u4e00\u6b21\u5b8c\u6210\u3002

\u5c31\u5982\u540c\u6587\u7ae0\u524d\u9762\u4ecb\u7d39\u7684\uff0c\u6211\u5011\u900f\u904e\u9280\u89d2\u96f6\u5361\u8cb7\u6771\u897f\uff0c\u9280\u89d2\u96f6\u5361\u6703\u5148\u5e6b\u6211\u5011\u4ed8\u9322\u7d66\u5e97\u5bb6\uff0c\u6211\u5011\u518d\u5206\u671f\u4ed8\u6b3e\u7d66\u9280\u89d2\u96f6\u5361\u3002

\u5728\u9280\u89d2\u96f6\u5361APP\u4e0a\u9762\uff0c\u90fd\u53ef\u4ee5\u76f4\u63a5\u770b\u5230\u6bcf\u671f\u5206\u671f\u91d1\u984d\u53ca\u5e33\u55ae\u7d00\u9304\uff0c\u4e0d\u9700\u8981\u64d4\u5fc3\u5e33\u55ae\u907a\u5931\u6f0f\u7e73\u3002<\/p>\n\n\n\n

\n
iOS \u4e0b\u8f09\u9280\u89d2\u96f6\u5361APP<\/a><\/div>\n\n\n\n
Android \u4e0b\u8f09\u9280\u89d2\u96f6\u5361APP<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n

\u56db\u3001\u9280\u89d2\u96f6\u5361\u5206\u671f\u9069\u5408\u8ab0\uff1f<\/h2>\n\n\n\n

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\u96fb\u8a2a\u90fd\u662f\u5f88\u7c21\u55ae\u7684\u554f\u984c\uff0c\u7167\u5be6\u56de\u7b54\u5c31\u884c\u4e86\uff0c\u6700\u5f8c\u6838\u767c\u4e0b\u4f86\u7684\u91d1\u984d\uff0c\u5c0d\u6211\u4f86\u8aaa\u5f88\u5920\u7528\uff5e<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n
<\/div>\n\n\n\n

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\"\"<\/figure>\n\n\n\n
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\"\"\/<\/figure>\n\n\n\n
<\/div>\n\n\n\n

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<\/div>\n\n\n\n

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\n
iOS \u4e0b\u8f09\u9280\u89d2\u96f6\u5361APP<\/a><\/div>\n\n\n\n
Android \u4e0b\u8f09\u9280\u89d2\u96f6\u5361APP<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n
<\/div>\n\n\n\n
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\n