{"id":5770,"date":"2020-06-22T00:04:09","date_gmt":"2020-06-21T16:04:09","guid":{"rendered":"http:\/\/\/?p=5770"},"modified":"2023-02-03T18:38:23","modified_gmt":"2023-02-03T10:38:23","slug":"financial-freedom","status":"publish","type":"post","link":"https:\/\/\/financial-freedom\/","title":{"rendered":"\u8ca1\u52d9\u81ea\u7531\u662f\u4ec0\u9ebc\uff1f\u5176\u5be6\u6211\u5011\u90fd\u66fe\u7d93\u8ca1\u52d9\u81ea\u7531\u904e"},"content":{"rendered":"Reading Time: <\/span> \u5c11\u65bc 1<\/span> minute<\/span><\/span>\n

\u6700\u8fd1\u770b\u5230\u592a\u591a\u300c\u4e00\u8d77\u9081\u5411\u8ca1\u52d9\u81ea\u7531\u300d\u3001\u300c\u6211\u60f3\u5b78\u7fd2\u6295\u8cc7\u662f\u70ba\u4e86\u8ca1\u52d9\u81ea\u7531\u300d\u3001\u300c\u8ca1\u52d9\u81ea\u7531\u5f8c\uff0c\u5c31\u53ef\u4ee5\u505a\u81ea\u5df1\u60f3\u505a\u7684\u4e8b\u60c5\u300d… \u597d\u591a\u4eba\u70ba\u4e86\u8ca1\u52d9\u81ea\u7531\u800c\u52aa\u529b\u3002\u4e0d\u8ad6\u662f\u540c\u6a23\u70ba\u6295\u8cc7\u7406\u8ca1\u7684\u5275\u4f5c\u8005\uff0c\u6216\u8005\u662f\u60f3\u5b78\u6295\u8cc7\u7684\u8b80\u8005\uff0c\u7d1b\u7d1b\u90fd\u63d0\u5230\u8ca1\u52d9\u81ea\u7531\u9019\u56db\u500b\u5b57\u3002

\u751a\u81f3\uff0c\u8d85\u591a\u91d1\u878d\u76f8\u95dc\u696d\u8005\uff0c\u90fd\u6703\u7528\u8ca1\u52d9\u81ea\u7531\u4f86\u505a\u6587\u6848\uff0c\u5438\u5f15\u5927\u5bb6\u9ede\u64ca\u3001\u89c0\u770b\u3002

\u4f46\u6211\u6700\u8fd1\u5c0d\u9019\u56db\u500b\u5b57\uff0c\u5145\u6eff\u4e86\u7591\u60d1\uff0c\u4e5f\u958b\u59cb\u8cea\u7591\u9019\u56db\u500b\u5b57\u7684\u610f\u7fa9\uff0c\u662f\u4e0d\u662f\u6709\u9ede\u88ab\u5927\u5bb6\u904e\u5ea6\u653e\u5927\u4e86\uff0c\u5927\u6982\u8ddf\u300c\u88ab\u52d5\u6536\u5165\u300d\u7684\u72c0\u6cc1\u6709\u9ede\u50cf\uff0c\u4e0d\u904e\u4eca\u5929\u9019\u7bc7\u6211\u5011\u5c31\u5148\u4e0d\u8ac7\u88ab\u52d5\u6536\u5165\uff0c\u5c08\u5fc3\u4f86\u804a\u804a\u300c\u8ca1\u52d9\u81ea\u7531\u5230\u5e95\u662f\u4ec0\u9ebc\uff1f\u771f\u7684\u6709\u8ca1\u52d9\u81ea\u7531\u55ce\uff1f\u300d

\u8207\u5176\u8aaa\u804a\u804a\uff0c\u5beb\u6587\u7ae0\u597d\u50cf\u5c31\u662f\u767c\u8868\u81ea\u5df1\u7684\u770b\u6cd5\uff0c\u9664\u975e\u5927\u5bb6\u9858\u610f\u7559\u8a00\u8ddf\u6211\u4e92\u52d5\uff5e\u4e0d\u7136\u6211\u5c31\u662f\u81ea\u8a00\u81ea\u8a9e\uff0c\u4e0d\u904e\u6211\u4e5f\u883b\u559c\u6b61\u9019\u6a23\u7684\u5566XD<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u4ee5\u524d\u7684\u6211\uff0c\u5c0d\u8ca1\u52d9\u81ea\u7531\u7684\u770b\u6cd5<\/h2>\n\n\n\n

\u8a18\u5f97\u6211\u662f\u5148\u63a5\u89f8\u6295\u8cc7<\/a>\uff0c\u624d\u77e5\u9053\u6709\u8ca1\u52d9\u81ea\u7531\u9019\u500b\u540d\u8a5e\uff0c\u7576\u6642\u4e5f\u6c92\u7279\u5225\u53bb\u67e5\u5b83\u662f\u4ec0\u9ebc\u610f\u601d\uff0c\u770b\u4e86\u5b57\u9762\u4e0a\u7406\u89e3\u5927\u6982\u662f\uff1a\u300c\u8cfa\u5230\u5f88\u591a\u9322\u5f8c\uff0c\u518d\u4e5f\u4e0d\u7528\u70ba\u4e86\u8cfa\u9322\u800c\u5de5\u4f5c\uff0c\u5c31\u662f\u8ca1\u52d9\u81ea\u7531\u4e86\u3002\u300d

\u4f46\u8981\u600e\u9ebc\u8cfa\u5f88\u591a\u9322\u5462\uff1f\u5230\u5e95\u662f\u591a\u5c11\u5462\uff1f<\/strong>

\u6211\u5728\u5927\u5b78\u7684\u4e00\u6b21\u5be6\u7fd2\u88e1\u9762\uff0c\u610f\u8b58\u5230\u5982\u679c\u4e00\u8f29\u5b50\u9818\u56fa\u5b9a\u85aa\u8cc7\uff0c\u6211\u53ef\u80fd\u4e00\u8f29\u5b50\u90fd\u5b58\u4e0d\u5230\u591a\u5c11\u9322\uff08\u6211\u4e5f\u4e0d\u77e5\u9053\u70ba\u4f55\u7576\u521d\u6703\u60f3\u8981\u5b58\u5f88\u591a\u9322\uff0c\u90a3\u6642\u5019\u6211\u4e5f\u5f9e\u6c92\u60f3\u904e\u672a\u4f86\u8981\u505a\u4ec0\u9ebc\u3001\u8cb7\u4ec0\u9ebc\uff0c\u5c31\u55ae\u7d14\u89ba\u5f97\u6709\u9322\u5f88\u91cd\u8981\u3002\uff09

\u4e5f\u8a31\u662f\u5f9e\u5c0f\u7bc0\u5109\u6163\u4e86\u5427\uff0c\u8cb7\u6771\u897f\u4e00\u5b9a\u6703\u60f3\u904e\u3001\u5403\u98ef\u4e00\u5b9a\u9ede\u6700\u4fbf\u5b9c\u7684\uff08\u9023\u5225\u4eba\u8acb\u5ba2\u4e5f\u662f\u5594…\uff09\u9019\u6a23\u7684\u7fd2\u6163\u6211\u5230\u73fe\u5728\u9084\u6709\uff08\u6211\u5011\u5bb6\u53ea\u6709\u6211\u6703\u9019\u6a23…\uff09\uff0c\u5176\u5be6\u4e0d\u592a\u559c\u6b61\u81ea\u5df1\u9019\u7a2e\u7fd2\u6163\uff0c\u56e0\u70ba\u611f\u89ba\u5f88\u5c0f\u6c23\u3002\u6211\u60f3\uff0c\u8981\u662f\u6211\u6709\u8db3\u5920\u7684\u7d93\u6fdf\u80fd\u529b\uff0c\u8b93\u6211\u60f3\u8cb7\u4ec0\u9ebc\u5c31\u8cb7\u4ec0\u9ebc\uff0c\u4e0d\u7528\u611f\u5230\u8ca0\u64d4\u3001\u4e0d\u6703\u6368\u4e0d\u5f97\u82b1\u9322\u3002

\u6240\u4ee5\u6211\u4e4b\u524d\u5e38\u5e38\u60f3\uff1a\u300c\u5982\u679c\u6211\u8cfa\u5f88\u591a\u9322\uff0c\u5c31\u4e0d\u6703\u6709\u9019\u4e9b\u56f0\u64fe\u4e86\u5427\uff01\u300d<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u6211\u66fe\u7d93\u70ba\u4e86\u8ca1\u52d9\u81ea\u7531\uff0c\u505a\u904e\u4ec0\u9ebc\u52aa\u529b\uff1f<\/h2>\n\n\n\n

\u5982\u679c\u662f\u4ee5\u300c\u8cfa\u5f88\u591a\u9322\u300d\u70ba\u76ee\u6a19\uff0c\u90a3\u6211\u597d\u50cf\u5f9e\u672a\u70ba\u6b64\u975e\u5e38\u52aa\u529b\uff1b\u53c8\u6216\u8005\u8aaa\uff0c\u4ee5\u7576\u6642\u7684\u6536\u5165\u4f86\u6e90\uff0c\u8981\u8cfa\u5230\u5f88\u591a\u9322\uff0c\u6211\u77e5\u9053\u662f\u4e0d\u53ef\u80fd\u7684\u4e8b\u60c5\uff0c\u56e0\u6b64\u4e5f\u6c92\u6709\u5f88\u52aa\u529b\u5730\u53bb\u8ffd\u6c42\uff0c\u9802\u591a\u8ffd\u6c42\u85aa\u8cc7\u7684\u6210\u9577\u800c\u5df2\u3002

2019\u5e74\u4ee5\u524d\uff0c\u6211\u7684\u6536\u5165\u4f86\u6e90\u53ea\u6709\u5169\u9805\uff1a\u85aa\u8cc7\u6536\u5165\u3001\u4e00\u5e74\u7d0410-12%\u5831\u916c\u7684\u6295\u8cc7\u6536\u5165\u3002<\/strong>

\u6211\u7562\u696d\u4e09\u5e74\uff0c\u5f85\u7684\u524d\u5169\u9593\u516c\u53f8\uff0c\u90fd\u6c92\u6709
\u5e74\u7d42\u734e\u91d1<\/a>\uff0c\u6240\u4ee5\u5373\u4fbf\u6211\u5f88\u7701\u4e86\uff0c\u96e2\u5b58\u5230\u7b2c\u4e00\u6876\u91d1\u9084\u662f\u975e\u5e38\u9059\u9060\uff0c\u56e0\u6b64\u9084\u80fd\u9760\u6295\u8cc7\uff0c\u6bcf\u500b\u6708\u52a0\u85aa\u500b$1000-$2000\uff0c\u5c0d\u6211\u4f86\u8aaa\u5df2\u7d93\u7b97\u662f\u4e00\u500b\u5c0f\u5c0f\u7a81\u7834\u4e86\u3002

\u770b\u5230\u9019\u908a\u53ef\u4ee5\u767c\u73fe\u5169\u500b\u554f\u984c\uff1a

1. \u6536\u5165\u592a\u5c11\u5c0e\u81f4\u53ef\u6295\u8cc7\u7684\u672c\u91d1\u592a\u5c0f\uff0c\u57fa\u672c\u4e0a\u4e5f\u7121\u6cd5\u6709\u592a\u591a\u7684\u5831\u916c\u6536\u5165\uff08\u5c0f\u9322\u53ea\u80fd\u6efe\u5c0f\u9322\uff0c\u5927\u9322\u624d\u80fd\u6efe\u5927\u9322\uff1b\u76f8\u53cd\uff0c\u8667\u640d\u4e5f\u662f\u5982\u6b64\u5594\uff01\uff09

2. \u6211\u53ea\u9760\u85aa\u8cc7\u6536\u5165\uff0c\u60f3\u9054\u5230\u8cfa\u5927\u9322\u7684\u76ee\u6a19\uff0c\u5176\u5be6\u4e0d\u592a\u53ef\u80fd\u3002

\u6211\u4e4b\u524d\u7684\u5de5\u4f5c\u662f\u884c\u92b7\uff0c\u73fe\u5728\u662f\u505a\u4eba\u8cc7\uff0c\u5de5\u4f5c\u5e74\u8cc74\u5e74\u3002\u4e0d\u8ad6\u6211\u505a\u54ea\u4e00\u7a2e\u5de5\u4f5c\uff0c\u9760\u8f49\u63db\u516c\u53f8\u3001\u6216\u8005\u516c\u53f8\u8abf\u85aa\u5236\u5ea6\uff0c\u6bcf\u5e74\u85aa\u8cc7\u9802\u591a\u6f325-7%\uff0c\u9019\u662f\u6211\u7684\u72c0\u6cc1\uff0c\u800c\u66f4\u591a\u4eba\u662f\u6c92\u6709\u8abf\u6574\u7684\u3002

\u516c\u53f8\u5728\u85aa\u8cc7\u8a2d\u5b9a\u4e0a\u90fd\u6709\u5b83\u4e00\u5b9a\u7684\u898f\u7bc4\uff0c\u4f8b\u5982\uff1a\u9019\u500b\u8077\u7f3a\u7684\u80fd\u7d66\u7684\u85aa\u8cc7\u4e0a\u9650\u5c31\u662f\u9019\u9ebc\u591a\u3001\u5e74\u8cc7\u5e7e\u5e74\u80fd\u7d66\u591a\u5c11\u85aa\u8cc7\u3001\u4eba\u624d\u5e02\u5834\u884c\u60c5\u5927\u6982\u843d\u5728\u591a\u5c11\uff0c\u6703\u6709\u9019\u9ebc\u591a\u6a19\u6e96\uff0c\u90fd\u662f\u70ba\u4e86\u4e0d\u8981\u7834\u58de\u5167\u90e8\u85aa\u8cc7\u7684\u516c\u5e73\u6027\u3002\uff08\u96d6\u7136\u6211\u5011\u53ef\u80fd\u89ba\u5f97\uff0c\u61c9\u8a72\u4f9d\u80fd\u529b\u7d66\u554a\uff01\u4f46\u4f01\u696d\u7d93\u71df\u6709\u5b83\u7684\u96e3\u8655\u5728\u5427\u3002\uff09

\u6240\u4ee5\uff0c\u5982\u679c\u8981\u9760\u85aa\u8cc7\u6536\u5165\u9054\u5230\u8ca1\u52d9\u81ea\u7531\uff0c\u5c0d\u6211\u4f86\u8aaa\u6839\u672c\u662f\u4e0d\u53ef\u80fd\u7684\u4e8b\u60c5\uff0c\u9664\u975e\u505a\u5230\u7ba1\u7406\u968e\u5c64\uff0c\u4f46\u90a3\u4e5f\u662f20\u5e74\u4ee5\u5f8c\u7684\u4e8b\u60c5\u4e86\uff0c\u800c\u4e14\u9084\u4e0d\u4e00\u5b9a\u6703\u6709\u6a5f\u6703\u3002<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u73fe\u5728\u7684\u6211\uff0c\u5c0d\u8ca1\u52d9\u81ea\u7531\u7684\u770b\u6cd5<\/h2>\n\n\n\n

\u73fe\u5728\u7684\u6211\u8a8d\u70ba\uff0c\u8ca1\u52d9\u81ea\u7531\u4e0d\u61c9\u8a72\u662f\u4ee5\u8cfa\u5230\u591a\u5c11\u9322\u70ba\u76ee\u6a19\uff0c\u5b83\u6bd4\u8f03\u50cf\u662f\u4e00\u7a2e\u611f\u53d7<\/strong>\u3002

\u5982\u679c\u4ee5\u91d1\u9322\u70ba\u76ee\u6a19\uff0c\u90a3\u5f88\u53ef\u80fd\u767c\u751f\u4e00\u4ef6\u4e8b\uff1a\u9322\u6c38\u9060\u90fd\u4e0d\u5acc\u591a\uff0c\u6c38\u9060\u90fd\u7121\u6cd5\u771f\u6b63\u611f\u5230\u8ca1\u52d9\u81ea\u7531\uff0c\u6211\u5011\u53ef\u80fd\u9084\u662f\u70ba\u4e86\u8cfa\u66f4\u591a\u9322\u800c\u52aa\u529b\uff0c\u7136\u5f8c\u628a\u6642\u9593\u82b1\u5728\u8cfa\u9322\u4e0a\u9762\u3002

\u4e4b\u524d\u5c0f\u4e3b\u7ba1\u8ddf\u6211\u8aaa\u904e\uff1a\u300c\u52a0\u85aa\u7684\u5feb\u6a02\u611f\uff0c\u5927\u6982\u53ea\u67093\u500b\u6708\u3002\u300d\u6240\u4ee5\uff0c\u7d93\u5e38\u52a0\u85aa\u4e5f\u4e0d\u662f\u7559\u4e0b\u4eba\u624d\u6700\u597d\u7684\u65b9\u5f0f\uff0c\u56e0\u70ba\u52a0\u85aa\u5f8c\u76843\u500b\u6708\uff0c\u6211\u5011\u6703\u89ba\u5f97\u9019\u4e9b\u9322\u672c\u4f86\u5c31\u662f\u61c9\u5f97\u7684\uff0c\u53c8\u6703\u8ffd\u6c42\u66f4\u591a\u7684\u85aa\u6c34\u3002

\u800c\u4e14\u96a8\u8457\u85aa\u8cc7\u589e\u52a0\uff0c\u6211\u5011\u6703\u60f3\u8b93\u81ea\u5df1\u904e\u5f97\u66f4\u597d\uff0c\u63d0\u9ad8\u751f\u6d3b\u54c1\u8cea\u3002\u5982\u679c\u8ca1\u52d9\u81ea\u7531\u662f\u4ee5\u6578\u5b57\u70ba\u76ee\u6a19\uff0c\u6211\u89ba\u5f97\u9019\u500b\u6578\u5b57\u53ea\u6703\u4e00\u76f4\u589e\u52a0\u800c\u5df2\uff0c\u6211\u5011\u6c38\u9060\u90fd\u4e0d\u6703\u611f\u5230\u8ca1\u52d9\u81ea\u7531\u3002

\u5230\u5e95\u8ca1\u52d9\u81ea\u7531\u7684\u611f\u53d7\u53c8\u662f\u4ec0\u9ebc\u5462\uff1f\u6211\u8a8d\u70ba\u7684\u8ca1\u52d9\u81ea\u7531\u6bd4\u8f03\u50cf\u662f\u300c\u4e0d\u518d\u70ba\u9322\u7169\u60f1\u300d<\/strong>

\u6211\u5e38\u5e38\u8209\u4e00\u500b\u4f8b\u5b50\uff0c\u6211\u8a8d\u70ba\u771f\u6b63\u8ca1\u52d9\u81ea\u7531\u7684\u4eba\uff0c\u5176\u5be6\u662f\u2014\u2014\u5c0f\u5b30\u5152\u3002\u5c0f\u5b30\u5152\u4e0d\u7528\u70ba\u9322\u7169\u60f1\uff0c\u53ea\u8981\u5403\u5f97\u98fd\u3001\u7761\u5f97\u597d\u3001\u73a9\u5f97\u958b\u5fc3\u5c31\u597d\u4e86\uff1b\u4f46\u96a8\u8457\u6642\u9593\u904e\u53bb\uff0c\u5c0f\u5b30\u5152\u9577\u5927\u4e86\uff0c\u601d\u7dad\u8d8a\u8da8\u8907\u96dc\uff0c\u70ba\u4e86\u751f\u6d3b\uff0c\u5c31\u6703\u958b\u59cb\u70ba\u9322\u7169\u60f1\u3002

\u6240\u4ee5\uff0c\u5176\u5be6\u6211\u5011\u90fd\u66fe\u7d93\u8ca1\u52d9\u81ea\u7531\u904eXD

\u6709\u4e9b\u4eba\u96b1\u5c45\u5c71\u6797\u3001\u81ea\u7d66\u81ea\u8db3\uff0c\u6211\u89ba\u5f97\u4ed6\u5011\u4e5f\u662f\u771f\u6b63\u8ca1\u52d9\u81ea\u7531\u7684\u4eba\uff0c\u653e\u68c4\u4e86\u8ffd\u9010\u91d1\u9322\u8207\u7269\u8cea\u7684\u90fd\u5e02\u751f\u6d3b\uff0c\u904e\u4e0a\u4e0d\u7528\u70ba\u9322\u7169\u60f1\u7684\u96b1\u5c45\u751f\u6d3b\u3002

\u7d9c\u5408\u4ee5\u4e0a\uff0c\u6211\u89ba\u5f97\u8981\u9054\u5230\u8ca1\u52d9\u81ea\u7531\uff0c\u6bd4\u8f03\u50cf\u662f\u601d\u7dad\u4e0a\u7684\u6539\u8b8a\uff0c\u800c\u975e\u771f\u7684\u8cfa\u5230\u591a\u5c11\u9322\u3002\u964d\u4f4e\u5c0d\u91d1\u9322\u7684\u9700\u6c42\uff0c\u6211\u89ba\u5f97\u6703\u6bd4\u8cfa\u4e00\u5806\u9322\u4f86\u7684\u66f4\u5bb9\u6613\u4e00\u9ede\uff0c\u4e5f\u6703\u96e2\u8ca1\u52d9\u81ea\u7531\u66f4\u8fd1\u4e00\u9ede<\/strong>\u3002<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u771f\u7684\u6709\u8ca1\u52d9\u81ea\u7531\u55ce\uff1f\u6211\u5011\u8a72\u8ffd\u6c42\u600e\u6a23\u7684\u8ca1\u52d9\u81ea\u7531\uff1f<\/h2>\n\n\n\n

\u5728\u4e0b\u9019\u500b\u6a19\u984c\u524d\uff0c\u6211\u5fc3\u4e2d\u662f\u60f3\u671d\u8457\u300c\u6c92\u6709\u8ca1\u52d9\u81ea\u7531\u3001\u4e0d\u8981\u8ffd\u6c42\u8ca1\u52d9\u81ea\u7531\u300d\u7684\u65b9\u5411\u53bb\u5beb\uff0c\u4f46\u5beb\u8457\u5beb\u8457\u767c\u73fe\uff0c\u6216\u8a31\u771f\u7684\u6709\u8ca1\u52d9\u81ea\u7531\uff0c\u4f46\u4e0d\u662f\u50cf\u50b3\u7d71\u60f3\u50cf\u4e2d\u7684\u9700\u8981\u5f88\u591a\u7684\u9322\uff0c\u624d\u80fd\u9054\u6210\u3002

\u6211\u66f4\u4e0d\u8a8d\u540c\u9019\u6bb5\u8a71\u300c\u8ca1\u52d9\u81ea\u7531\u5f8c\uff0c\u5c31\u53ef\u4ee5\u505a\u81ea\u5df1\u60f3\u505a\u7684\u4e8b\u60c5\u300d\u70ba\u4ec0\u9ebc\u4e0d\u8d81\u73fe\u5728\u5c31\u958b\u59cb\u8ffd\u6c42\u559c\u6b61\u7684\u751f\u6d3b\u5462\uff1f\u8981\u7b49\u5230\u8ca1\u52d9\u81ea\u7531\u5f8c\uff0c\u624d\u80fd\u904e\u4e0a\u60f3\u8981\u7684\u751f\u6d3b\uff0c\u90a3\u73fe\u5728\u6d3b\u8457\u4e0d\u6703\u5f88\u4e0d\u958b\u5fc3\u55ce\uff1f<\/p>\n\n\n\n

\u7dad\u57fa\u767e\u79d1\u4e0a\u5c0d\u8ca1\u52d9\u81ea\u7531<\/a>\u7684\u89e3\u91cb\uff1a\u8ca1\u52d9\u81ea\u7531<\/strong>\u662f\u6307\u4f60\u7121\u9700\u70ba\u751f\u6d3b\u958b\u92b7\u800c\u52aa\u529b\u70ba\u9322\u5de5\u4f5c\u7684\u72c0\u614b\u3002\u7c21\u55ae\u5730\u8aaa\uff0c\u4f60\u7684\u8cc7\u7522\u7522\u751f\u7684\u88ab\u52d5\u6536\u5165<\/a>\u5fc5\u9808\u81f3\u5c11\u8981\u7b49\u65bc\u6216\u8d85\u904e\u4f60\u7684\u65e5\u5e38\u958b\u652f<\/a>\u3002<\/p>\n\n\n\n

\u5982\u679c\u4ee5\u7dad\u57fa\u767e\u79d1\u4e0a\u7684\u6a19\u6e96\u4f86\u8aaa\uff0c\u6211\u5df2\u7d93\u8ca1\u52d9\u81ea\u7531\u4e86\uff0c\u56e0\u70ba\u6211\u7684\u65e5\u5e38\u958b\u652f\u5f88\u4f4e\u3002\u4f46\u5be6\u969b\u4e0a\u6211\u611f\u53d7\u4e0d\u5230\u6211\u6709\u8ca1\u52d9\u81ea\u7531\u2014\u2014\u56e0\u70ba\u6211\u9084\u662f\u5728\u70ba\u9322\u7169\u60f1\u3002

\u6240\u4ee5\u6211\u89ba\u5f97\uff0c\u8207\u5176\u8ffd\u6c42\u8ca1\u52d9\u81ea\u7531\uff0c\u4e0d\u5982\u8ffd\u6c42\u8b93\u4eba\u751f\u66f4\u7f8e\u597d<\/strong>\uff0c\u662f\u4e0d\u662f\u66f4\u6709\u610f\u7fa9\u4e00\u9ede\u5462\uff1f\u4e0d\u4f46\u80fd\u5728\u8ffd\u6c42\u7684\u904e\u7a0b\u4e2d\uff0c\u8b93\u81ea\u5df1\u8b8a\u5f97\u66f4\u597d\uff0c\u4e5f\u4e0d\u6703\u89ba\u5f97\u9059\u4e0d\u53ef\u53ca\u3002\u76ee\u524d\u7684\u6211\uff0c\u4e26\u6c92\u6709\u628a\u8ca1\u52d9\u81ea\u7531\u7576\u4f5c\u6211\u7684\u4eba\u751f\u76ee\u6a19\u3002

\u5982\u679c\u8981\u8ffd\u6c42\u8ca1\u52d9\u81ea\u7531\uff0c\u6211\u8ffd\u6c42\u7684\u6703\u662f\u300c\u4e0d\u8981\u70ba\u9322\u7169\u60f1\u300d\u7684\u8ca1\u5bcc\u81ea\u7531\uff0c\u800c\u6211\u76ee\u524d\u6b63\u5728\u671d\u8457\u5169\u500b\u65b9\u5411\u52aa\u529b\uff1a<\/p>\n\n\n\n

<\/div>\n\n\n\n

1.\u964d\u4f4e\u617e\u671b<\/h3>\n\n\n\n

\u524d\u9762\u6709\u63d0\u5230\uff0c\u4eba\u7684\u617e\u671b\u662f\u6703\u4e0d\u65b7\u589e\u52a0\u7684\uff0c\u56e0\u70ba\u7576\u6536\u5165\u63d0\u5347\u6642\uff0c\u4e00\u5b9a\u6703\u60f3\u8981\u904e\u4e0a\u66f4\u597d\u7684\u751f\u6d3b\uff0c\u6240\u4ee5\u652f\u51fa\u901a\u5e38\u4e5f\u6703\u8ddf\u8457\u4e00\u8d77\u63d0\u5347\uff0c\u6211\u81ea\u5df1\u4e5f\u662f\u9019\u6a23\uff0c\u60f3\u8981\u7528\u5f97\u66f4\u597d\u3001\u5403\u5f97\u66f4\u597d\u3001\u4f4f\u5f97\u66f4\u597d\u3002

\u5f88\u591a\u4eba\u90fd\u4ee5\u8cb7\u623f\u70ba\u76ee\u6a19\uff0c\u5982\u679c\u9700\u8981\u8cb8\u6b3e\u8cb7\u623f\u7684\u8a71\uff0c\u6703\u4e0d\u6703\u53c8\u96e2\u8ca1\u52d9\u81ea\u7531\u66f4\u9059\u9060\u4e00\u9ede\u4e86\u5462\uff1f\u56e0\u70ba\u9700\u8981\u7e73\u8cb8\u6b3e\uff0c\u5c31\u8981\u70ba\u9019\u7b46\u9322\u800c\u7169\u60f1\u3002

\u5982\u679c\u6211\u6c92\u6709\u8cb7\u623f\u7684\u617e\u671b\uff0c\u70ba\u9322\u7169\u60f1\u7684\u7a0b\u5ea6\u5c31\u964d\u4f4e\u4e86\u3002\u4e00\u5207\u90fd\u53d6\u6c7a\u65bc\u6211\u5011\u5230\u5e95\u60f3\u8981\u4ec0\u9ebc\uff0c\u60f3\u8981\u7684\u6771\u897f\u6709\u591a\u5c11\u3002<\/p>\n\n\n\n

<\/div>\n\n\n\n

2.\u5275\u9020\u88ab\u52d5\u6536\u5165<\/h3>\n\n\n\n

\u6703\u70ba\u9322\u7169\u60f1\uff0c\u8868\u793a\u6211\u5011\u9084\u6709\u5fc5\u9808\u6216\u8005\u60f3\u8cb7\u7684\u6771\u897f\uff0c\u4f46\u56e0\u70ba\u76ee\u524d\u7684\u6536\u5165\u4e0d\u5920\uff0c\u6240\u4ee5\u5728\u82b1\u9322\u7684\u6642\u5019\u90fd\u6703\u60f3\u66f4\u591a\u3002

\u5982\u679c\u6211\u5011\u7684\u6536\u5165\u4f86\u6e90\uff0c\u5168\u90e8\u90fd\u662f\u85aa\u8cc7\u6536\u5165\u7684\u8a71\uff0c\u90a3\u6703\u662f\u4e00\u4ef6\u5f88\u53ef\u6015\u7684\u4e8b\u60c5\uff0c\u56e0\u70ba\u53ea\u8981\u4e00\u6c92\u6709\u5de5\u4f5c\uff0c\u6211\u5011\u5c31\u6c92\u6709\u6536\u5165\uff0c\u751f\u6d3b\u6703\u958b\u59cb\u6709\u58d3\u529b\u3002\u6536\u5165\u4f86\u6e90\u904e\u65bc\u55ae\u4e00\uff0c\u9019\u8ddf\u628a\u96de\u86cb\u653e\u5728\u540c\u4e00\u500b\u7c43\u5b50\u88e1\u662f\u4e00\u6a23\u7684\u610f\u601d\u3002

\u96d6\u7136\u516c\u53f8\u5e36\u7d66\u6211\u5011\u7a69\u5b9a\u7684\u6536\u5165\u4f86\u6e90\uff0c\u4f46\u9019\u500b\u4f86\u6e90\u4e5f\u53ef\u80fd\u56e0\u70ba\u6211\u5011\u751f\u75c5\u3001\u6216\u662f\u516c\u53f8\u7d93\u71df\u72c0\u6cc1\u4e0d\u4f73\u3001\u516c\u53f8\u7d44\u7e54\u8b8a\u52d5\u7b49\u554f\u984c\uff0c\u800c\u5f71\u97ff\u5230\u6211\u5011\u7684\u751f\u6d3b\u3002

\u6240\u4ee5\u8aaa\uff0c\u6211\u89ba\u5f97\u5efa\u7acb\u88ab\u52d5\u6536\u5165\u662f\u4e00\u4ef6\u975e\u5e38\u91cd\u8981\u7684\u4e8b\u60c5\uff0c\u800c\u4e14\u4eba\u4eba\u90fd\u5fc5\u9808\u5efa\u7acb\u3002

\u88ab\u52d5\u6536\u5165\u4e0d\u662f\u4ec0\u9ebc\u4e8b\u60c5\u90fd\u4e0d\u7528\u505a\u5c31\u6709\u9322\u8cfa\uff0c\u4e5f\u662f\u9700\u8981\u9760\u6642\u9593\u6162\u6162\u5efa\u7acb\u7684\uff0c\u4f8b\u5982\uff1a\u6211\u5011\u52aa\u529b\u8cfa\u9322\uff0c\u628a\u9322\u62ff\u53bb\u8cb7\u4e2d\u83ef\u96fb\u4fe1\u7684\u80a1\u7968\uff0c\u6bcf\u5e74\u7a69\u5b9a\u9818\u80a1\u606f$4\/\u80a1\uff0c\u9019\u7b46\u80a1\u606f\u6536\u5165\u5c31\u662f\u88ab\u52d5\u6536\u5165\u3002\uff08\u524d\u671f\u6709\u52aa\u529b\uff0c\u5f8c\u671f\u4eab\u6536\u76ca\uff09

\u6211\u5f9e2016\u5e74\u958b\u59cb\u6295\u8cc7\uff0c\u90a3\u6642\u5019\u6211\u9084\u6c92\u6709\u88ab\u52d5\u6536\u5165\u7684\u6982\u5ff5\uff0c\u53ea\u662f\u89ba\u5f97\u9760\u6295\u8cc7\u53ef\u4ee5\u591a\u8cfa\u9ede\u9322\u5f88\u68d2\u3002\u5230\u4e862019\u5e74\uff0c\u6709\u6bb5\u6642\u9593\u56e0\u70ba\u8eab\u9ad4\u4e0d\u8212\u670d\u9700\u8981\u5e38\u5e38\u8ddf\u516c\u53f8\u8acb\u5047\uff0c\u70ba\u4e86\u4e0d\u60f3\u8981\u4e00\u8f29\u5b50\u90fd\u8981\u70ba\u8acb\u5047\u6703\u6263\u85aa\u6c34\u800c\u7169\u60f1\uff0c\u6211\u5728\u627e\u89e3\u6c7a\u8fa6\u6cd5\u6642\uff0c\u624d\u767c\u73fe\u539f\u4f86\u6709\u88ab\u52d5\u6536\u5165\u9019\u500b\u8aaa\u6cd5\uff0c\u4e26\u958b\u59cb\u52aa\u529b\u6253\u9020\u66f4\u591a\u7684\u88ab\u52d5\u88ab\u52d5\u6536\u5165\u4f86\u6e90\u3002

\u76ee\u524d\u6211\u7684\u88ab\u52d5\u6536\u5165\u4f86\u6e90\u6709\uff1a

1.\u6295\u8cc7\u5229\u606f\u6536\u5165
2.\u5beb\u90e8\u843d\u683c\u6587\u7ae0\u8cfa\u5230\u7684
\u806f\u76df\u884c\u92b7<\/a>\u6536\u5165
3.\u90e8\u843d\u683c\u653e\u7f6egoogle\u5ee3\u544a\u7684\u5ee3\u544a\u6536\u5165

\u96d6\u7136\u9019\u4e9b\u6536\u5165\u52a0\u8d77\u4f86\uff0c\u9084\u4e0d\u5230\u6211\u76ee\u524d\u7684\u85aa\u8cc7\u6536\u5165\uff0c\u4f46\u662f\u770b\u898b\u4ed6\u5011\u7a69\u5b9a\u7684\u6210\u9577\uff0c\u4e5f\u8b93\u6211\u611f\u5230\u66f4\u5b89\u5fc3\uff0c\u4eca\u5929\u5c31\u7b97\u6b63\u8077\u5de5\u4f5c\u767c\u751f\u4ec0\u9ebc\u610f\u5916\u4e86\uff0c\u81f3\u5c11\u9084\u6709\u9019\u4e9b\u6536\u5165\u80fdcover\u6211\u7684\u751f\u6d3b\u652f\u51fa\u3002<\/p>\n\n\n\n

<\/div>\n\n\n\n

\u5c0f\u7d50\u8ad6<\/h2>\n\n\n\n

\u6211\u89ba\u5f97\u8ffd\u9010\u91d1\u9322\u7121\u6cd5\u8b93\u6211\u5011\u771f\u7684\u5feb\u6a02\uff0c\u56e0\u70ba\u4eba\u7684\u617e\u671b\u662f\u6703\u4e0d\u65b7\u589e\u52a0\u7684\uff0c\u6240\u4ee5\u6211\u5011\u8981\u8ffd\u6c42\u7684\u61c9\u8a72\u662f\u66f4\u597d\u7684\u81ea\u5df1\uff08\u8d85\u7d1a\u96de\u6e6fXD\uff09

\u7576\u6211\u5011\u52aa\u529b\u8ffd\u6c42\u66f4\u597d\u7684\u81ea\u5df1\u6642\uff0c\u6703\u767c\u751f\u5f88\u591a\u610f\u60f3\u4e0d\u5230\u7684\u4e8b\u60c5\uff0c\u4f8b\u5982\uff1a\u5438\u5f15\u5230\u66f4\u597d\u7684\u670b\u53cb\u6216\u4f34\u4fb6\u3001\u5c0d\u81ea\u5df1\u66f4\u6709\u81ea\u4fe1\u3001\u6536\u5165\u6162\u6162\u7684\u63d0\u5347\u3002

\u9019\u4e9b\u90fd\u662f\u6211\u5728\u8ffd\u6c42\u66f4\u597d\u7684\u81ea\u5df1\u6642\uff0c\u6240\u5f97\u5230\u7684\u6536\u7a6b\u3002\u6211\u4e26\u4e0d\u662f\u70ba\u4e86\u8cfa\u66f4\u591a\u7684\u9322\u800c\u53bb\u52aa\u529b\uff0c\u800c\u662f\u5728\u63d0\u5347\u81ea\u5df1\u6642\uff0c\u6536\u5165\u5c31\u4f86\u4e86\u3002

\u6211\u4e5f\u66fe\u7d93\u70ba\u4e86\u589e\u52a0\u6536\u5165\u4f86\u6e90\uff0c\u53bb\u5617\u8a66\u4e0d\u540c\u7684\u4e8b\u60c5\uff0c\u4f46\u6700\u5f8c\u7684\u6548\u679c\u90fd\u4e0d\u597d\uff0c\u56e0\u70ba\u6211\u4e0d\u662f\u70ba\u4e86\u63d0\u5347\u81ea\u5df1\u3001\u505a\u81ea\u5df1\u559c\u6b61\u7684\u4e8b\u60c5\uff0c\u800c\u662f\u70ba\u4e86\u9322\uff01\u4f8b\u5982\uff1a\u610f\u5916\u52a0\u5165\u76f4\u92b7\u4e09\u500b\u6708\uff0c\u6709\u8208\u8da3\u4e86\u89e3\u9019\u500b\u6545\u4e8b\u7684\u8a71\uff0c\u53ef\u4ee5\u770b\u9019\u7bc7\u6587\u7ae0\uff1a
\u76f4\u92b7\u597d\u8cfa\u55ce\uff1f\u4ec0\u9ebc\u4eba\u9069\u5408\u76f4\u92b7\uff1f<\/a>

\u300a\u59ae\u5a1c\u4e00\u9ede\u9ede\u7406\u8ca1\u300b\u7db2\u7ad9\u6210\u7acb\u6700\u521d\u7684\u76ee\u7684\uff0c\u4e5f\u662f\u70ba\u4e86\u8cfa\u9322\uff0c\u4f46\u6211\u7d93\u71df\u7684\u524d\u534a\u5e74\uff0c\u7db2\u7ad9\u5e7e\u4e4e\u6c92\u6709\u70ba\u6211\u5e36\u4f86\u4efb\u4f55\u6536\u5165\uff0c\u4e00\u958b\u59cb\u6211\u5f88\u6cae\u55aa\u3001\u60f3\u8981\u653e\u68c4\uff0c\u89ba\u5f97\u9019\u4e0d\u662f\u689d\u53ef\u884c\u7684\u8def\u3002

\u4f46\u5f8c\u4f86\uff0c\u6211\u958b\u59cb\u6539\u8b8a\u5fc3\u614b\uff0c\u56e0\u70ba\u6211\u767c\u73fe\u81ea\u5df1\u5176\u5be6\u5f88\u559c\u6b61\u5beb\u6587\u7ae0\uff0c\u4e5f\u559c\u6b61\u900f\u904e
\u793e\u7fa4<\/a>\u8ddf\u8b80\u8005\u4e92\u52d5\uff0c\u7576\u8b80\u8005\u5411\u6211\u8a62\u554f\u3001\u544a\u8a34\u6211\u770b\u5b8c\u6211\u7684\u6587\u7ae0\u5f88\u6709\u6536\u7a6b\u6642\uff0c\u9019\u4e9b\u5feb\u6a02\u8207\u6210\u5c31\u611f\u90fd\u8b93\u6211\u5fd8\u4e86\u7db2\u7ad9\u6c92\u6709\u8cfa\u9322\u9019\u4ef6\u4e8b\uff0c\u4e5f\u6fc0\u52f5\u6211\u7e7c\u7e8c\u5805\u6301\u4e0b\u53bb\u3002

\u7576\u6211\u4e0d\u518d\u662f\u70ba\u4e86\u8cfa\u9322\u800c\u5beb\u6587\u7ae0\u3001\u5206\u4eab\u5f8c\uff0c\u7db2\u7ad9\u958b\u59cb\u6162\u6162\u5730\u8cfa\u9322\u4e86\uff0c\u807d\u8d77\u4f86\u5f88\u795e\u5947\u5427\uff01\u4e0d\u904e\u78ba\u5be6\u662f\u9019\u6a23\uff01

\u6211\u4e00\u76f4\u89ba\u5f97\u4eba\u662f\u5f88\u7279\u5225\u7684\u751f\u7269\uff0c\u96d6\u7136\u6bcf\u500b\u4eba\u90fd\u662f\u4e0d\u540c\u7684\u500b\u9ad4\uff0c\u4f46\u751f\u6d3b\u4e2d\u5f88\u591a\u7684\u9ad4\u609f\u90fd\u6703\u6709\u76f8\u540c\u7684\u611f\u53d7\uff08\u4f8b\u5982\uff1a\u5931\u6200\u5fc3\u75db\u7684\u611f\u89ba\uff09\u5982\u679c\u9019\u6a23\u7684\u4e8b\u60c5\u6703\u767c\u751f\u5728\u6211\u8eab\u4e0a\uff0c\u6211\u76f8\u4fe1\u4e5f\u53ef\u4ee5\u5728\u5176\u4ed6\u4eba\u8eab\u4e0a\u8d77\u4f5c\u7528\u3002

\u5927\u5bb6\u61c9\u8a72\u90fd\u5c0d\u99ac\u65af\u6d1b\u91d1\u5b57\u5854\u4e0d\u964c\u751f\uff0c
\u99ac\u65af\u6d1b\u91d1\u5b57\u5854<\/a>\u6700\u9802\u5c64\u662f\u300c\u81ea\u6211\u5be6\u73fe\u300d\u4e5f\u5c31\u662f\u8aaa\u4eba\u985e\u6700\u7d42\u4e14\u6700\u6709\u50f9\u503c\u7684\u9700\u6c42\u662f\u5be6\u73fe\u500b\u4eba\u7406\u60f3\uff0c\u800c\u975e\u8ffd\u9010\u91d1\u9322\u3002

\u6211\u5011\u53ef\u4ee5\u8ffd\u6c42\u8ca1\u52d9\u81ea\u7531\uff0c\u4f46\u5728\u8ffd\u6c42\u9019\u56db\u500b\u5b57\u4e4b\u524d\uff0c\u5148\u60f3\u60f3\u5b83\u5c0d\u6211\u5011\u7684\u610f\u7fa9\u662f\u4ec0\u9ebc\uff1f\u6216\u8a31\u6bcf\u500b\u4eba\u5c0d\u5b83\u7684\u89e3\u8b80\u90fd\u4e0d\u4e00\u6a23\uff0c\u4e0d\u904e\u6211\u9084\u662f\u8a8d\u70ba\uff0c\u8ca1\u52d9\u81ea\u7531\u4e0d\u662f\u4e00\u500b\u91d1\u9322\u6578\u5b57\u3002<\/p>\n\n\n\n

<\/div>\n\n\n\n
\"\"<\/a><\/figure>\n\n\n\n

\u55e8\uff01\u6211\u662f\u59ae\u5a1c \ud83d\ude42 \u9019\u500b\u7db2\u7ad9\u4e3b\u8981\u5206\u4eab\u65b0\u624b\u6295\u8cc7&\u90e8\u843d\u683c\u7d93\u71df\u7684\u5167\u5bb9\u3002

\u3010\u95dc\u65bc\u90e8\u843d\u683c\u7d93\u71df\u3011\u6211\u5f9e2019\u5e74\u958b\u59cb\u7d93\u71df\u90e8\u843d\u683c\uff0c\u4e00\u5e74\u534a\u5f8c\uff0c\u8e0f\u4e0a\u5168\u8077\u90e8\u843d\u683c\u5275\u696d\u4e4b\u8def\uff0c\u5be6\u73fe\u81ea\u7531\u5de5\u4f5c\u6642\u9593\u8207\u5730\u9ede\u7684\u9858\u671b\uff0c\u5982\u679c\u4f60\u4e5f\u60f3\u77e5\u9053\u5982\u4f55\u900f\u904e\u90e8\u843d\u683c\u6301\u7e8c\u7372\u5f97\u6536\u5165\uff0c\u6b61\u8fce\u89c0\u770b\u6211\u6e96\u5099\u7684 18 \u5206\u9418\u5206\u4eab\u6703\u300c
\u900f\u904e\u90e8\u843d\u683c\u6301\u7e8c\u7372\u5f97\u5ba2\u6236\u76844\u500b\u79d8\u5bc6<\/a>\u300d

\u3010\u95dc\u65bc\u6295\u8cc7\u3011\u6211\u76ee\u524d\u4e3b\u8981\u6703\u6295\u8cc7\u5728\u300c\u57fa\u91d1\u8207\u7f8e\u80a1ETF\u300d\uff0c\u56e0\u70ba\u6bd4\u8f03\u597d\u5165\u9580\uff0c\u4e14\u4e0d\u9700\u8981\u76ef\u76e4\uff0c\u975e\u5e38\u9069\u5408\u60f3\u6295\u8cc7\uff0c\u4f46\u6c92\u6642\u9593\u6216\u6c92\u8208\u8da3\u6df1\u5165\u7814\u7a76\u80a1\u7968\u7684\u4eba\uff01

\u5982\u679c\u4f60\u4e5f\u60f3\u5b78\u7fd2\u6211\u7684\u6295\u8cc7\u65b9\u6cd5\uff0c\u6211\u6709\u4e00\u5802\u5c08\u9580\u70ba\u6295\u8cc7\u65b0\u624b\u8a2d\u8a08\u7684\u7dda\u4e0a\u8ab2\u7a0b\uff0c\u5c07\u6703\u4e00\u6b65\u6b65\u5e36\u4f60\u5f9e0\u958b\u59cb\uff0c\u5c31\u7b97\u4f60\u8ddf\u6211\u4e00\u6a23\u5b8c\u5168\u6c92\u6709\u91d1\u878d\u80cc\u666f\u3001\u525b\u958b\u59cb\u6c92\u6709\u5f88\u591a\u7684\u5b58\u6b3e\uff0c\u4e5f\u80fd\u958b\u59cb\u6295\u8cc7\uff01

\u8a73\u7d30\u8ab2\u7a0b\u8cc7\u8a0a\uff1a
\u300a\u4e00\u9ede\u9ede\u6295\u8cc7\u71df \u300b – \u7528\u6700\u7c21\u55ae\u7684\u65b9\u5f0f\uff0c\u958b\u59cb\u6295\u8cc7\uff01<\/a><\/p>\n\n\n\n\n

\n